£Energy Savings Check

Heat Pump Running Costs in the UK

A typical UK home spends £500–£1,200 per year running an air source heat pump for heating and hot water. The exact amount depends on your home's size, insulation quality, and your electricity tariff.

At a glance

Annual running cost
£500–£1,200
Average COP
2.8–3.5
Electricity used/year
3,000–5,000 kWh
vs gas boiler
Similar or cheaper
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How heat pump efficiency works

Heat pumps are rated by their Coefficient of Performance (COP). A COP of 3 means for every 1 kWh of electricity used, you get 3 kWh of heat. Most modern air source heat pumps achieve a seasonal average COP of 2.8–3.5 in UK conditions. This is why they're cheaper to run than direct electric heating, which has a COP of 1.

Running costs by home size

Here's what to expect at current electricity prices (around 24p/kWh).

Home typeAnnual costElectricity used
2-bed flat (well insulated)£400–£6001,700–2,500 kWh
3-bed semi-detached£600–£9002,500–3,750 kWh
4-bed detached£800–£1,2003,300–5,000 kWh

Compared to other heating systems

Gas boiler: £700–£1,100/year for a typical 3-bed home. Oil boiler: £1,000–£1,800/year. LPG boiler: £1,200–£2,000/year. Direct electric heating: £1,500–£2,500/year. A heat pump at £600–£900/year compares favourably to everything except gas — and even there, the gap is narrowing.

How to keep running costs down

Insulate your home well — this is the single biggest factor. Use a smart thermostat and set it to a consistent temperature rather than turning heat on and off. Consider a time-of-use electricity tariff. And don't turn the heat pump off when you go out — it's more efficient running steadily than reheating a cold house.

💡Heat pumps work best when left running at a steady temperature. Turning them on and off like a gas boiler wastes energy.

Frequently asked questions

How much electricity does a heat pump use per year?
A typical UK home uses around 3,000–5,000 kWh of electricity per year to run a heat pump for heating and hot water. This varies with home size and insulation quality. Because heat pumps have a COP of 2.8–3.5, this electricity produces 8,000–17,000 kWh of useful heat.
Can I reduce heat pump running costs with a special tariff?
Yes. Several energy suppliers offer heat pump or time-of-use tariffs with cheaper overnight electricity rates. Since heat pumps can heat your home and hot water cylinder overnight, you can shift much of your usage to off-peak hours and reduce costs by 15–25% compared to a standard flat-rate tariff.
Are heat pumps cheaper to run than gas boilers?
It depends on your home. In a well-insulated property, running costs are roughly similar to a gas boiler — sometimes slightly cheaper, sometimes slightly more. For homes replacing oil or LPG, heat pumps are almost always cheaper. Time-of-use tariffs can tip the balance further in favour of heat pumps.
Why does insulation affect heat pump running costs so much?
Heat pumps produce heat at a lower temperature than gas boilers, so your home needs to retain that heat effectively. Poor insulation means the heat pump must run longer and harder to maintain comfortable temperatures, increasing electricity consumption. Investing in insulation before or alongside a heat pump installation significantly reduces ongoing costs.

How we calculate estimates

Our estimates use published data from the Energy Saving Trust, Ofgem tariff caps, and MCS installer pricing. We model savings based on your home size, insulation level, and current heating system. All figures are indicative — your actual costs will depend on your installer's survey and quote.

See what a heat pump would cost to run in your home

Get a personalised running cost estimate based on your property size and insulation.